11 April 2014 0 Comments

A Real Life Story — Without Life Insurance

shutterstock_110822132This real life story is from www.lifehappens.org, an excellent resource for unbiased information about life, disability and long term care insurance.

The Yasmine Moss Story

The cosmetology classes Yasmine Moss was taking at Bladensburg, MD High School were suppose to be a way to learn a trade she could use when she needed extra spending money for clothes or going out with friends.  She didn’t anticipate that soon that would be her main means of support.

When Yasmine was 17 years old, her father, Tex, a construction worker, died of esophageal cancer, just four months after receiving his diagnosis.  In a cruel twist of fate, Yasmine lost her mother to ovarian cancer just 3 months later.

At the time, Yasmine and her older brother, Prevace, had been living with their mother at their grandmother’s house.  Neither parent had life insurance.  So, amidst their grief, Jasmine and Prevace were suddenly responsible for financially supporting themselves.  Prevace sums up the struggle that stretched out before him, “I live day by day—trying to just make it.”

Being under 18, Social Security survivor benefits helped Yasmine, but they weren’t enough.  She found a job in a hair solon as a shampoo assistant, working 30 hours a week.  All the while she continued to focus on her studies, graduating near the top of her class and being named to the National Honor Society.  She continued to do well academically in college.  Loans and grants helped, but she still had to work long hours.

These young adults are now wise beyond their years and share a lesson learned.  “Life Insurance is essential,” says Yasmine.  “If our Mom and Dad had bought life insurance, our stress over finances would be dramatically reduced, especially during our time of grief.

Next…one more real life story coming out of the sky.

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