29 March 2013 0 Comments

The Price of Work and Flying Too High

In my last entry I discussed how avocations can affect life insurance premiums.  Now I move on to occupations as a hazard as well as aviation. Some jobs will be the cause for policies to carry an extra premium per thousand of benefit.  For example, if you are an astronaut you might expect to pay [...]

25 March 2013 0 Comments

What Will Your Hobby Cost You?

Will your avocation or hobby drive up the cost of your life insurance?  Not if it’s stamp collecting…unless you are personally searching for a rare Afghanistan stamp in the outback mountainous caves of that country.  On the other hand, if its speed racing motorcycles there is likely going to be a surcharge. Surcharges are added [...]

22 March 2013 0 Comments

Avocation, Occupation, Aviation

What do you do in your off-time?  What do you do full-time?  Do you do any or none of this while in the skies? In addition to your health, these are questions that need to be answered and will have a bearing on the premium you are charged for life insurance.  I’ll discuss some specifics [...]