9 December 2014 0 Comments

Should You Ever Hold An Annuity In Your IRA?

There are two basic types of annuities:  Immediate Annuities and Deferred Annuities. An Immediate Annuity is used to distribute assets and it has the unique feature of guaranteeing income for life. This guarantee can be over the lifetime of an individual or the joint lifetime of a couple.  Using this contract to distribute income at [...]

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4 December 2014 0 Comments

The Greatest Debt Reduction Tools

Most of us carry a certain amount of debt. It might be as major as the mortgage on your home or only the monthly balance on credit cards. It’s how we live in America…and as long as it is properly managed, debt can be a good thing. It allows us to purchase homes that could never be [...]

24 July 2014 0 Comments

The Best or Worst Retirement Tool

The primary purpose of life insurance is to provide a death benefit, not to build cash value.  Its main function is not to supplement retirement income.  With that said, however, life insurance policies have some advantages not offered by any other financial vehicles that can provide for a very efficient retirement resource.  They can also [...]